Rural King Credit Card Minimum Credit Score (2024)

FAQs

What is the lowest credit score to be accepted for a credit card? ›

You need a credit score of 550 to 750 to be approved for most unsecured credit cards. The higher your credit score is, the better your chances of getting approved for one of the best credit cards with no security deposit will be.

You can get a credit card with a credit score of 580, but you'll need to apply for specific cards that accept applicants with low credit scores.

With an 450 credit score, you're unlikely to get approved for a traditional credit card. Credit cards are unsecured forms of debt, so banks tend to be a bit more cautious compared to loans backed by specific assets, like mortgages and auto loans. Having said that, there are a couple of options.

The best type of credit card for a 480 credit score is a secured credit card with no credit check when you apply.

You need a credit score of 640 or higher to get a Walmart credit card. This means you are eligible if you have fair credit or better, but factors such as your income, existing debt load, recent credit inquiries, employment status, and housing status will also impact your chances.

The banks with the easiest credit cards to get are U.S. Bank, Capital One, Bank of America, Citibank and other major banks that offer secured cards. You'll have a good chance of getting a credit card from one of these banks no even if you have bad or limited credit.

First Latitude Select Mastercard® Secured Credit Card

Choose your own fully-refundable credit line – $200 to $2000 – based on your security deposit. No minimum credit score required for approval!

If you have a fair credit score (580-669 FICO score), you can still apply for a Target Circle Credit Card as long as you don't mind a hard credit pull on your credit report. Just be sure to apply for the Target Credit Card and not the Target Mastercard.

How can I raise my credit score 100 points fast? ›

The easiest credit card to get with bad credit (a credit score of 300-639) is a secured credit card with no credit check such as the OpenSky® Secured Visa® Credit Card or the OpenSky® Plus Secured Visa® Credit Card. This type of card requires a deposit but doesn't check your credit history, making it very easy to get.

The OpenSky® Plus Secured Visa® Credit Card is the easiest credit card to get because you can qualify even with bad credit as there's no credit check for new applicants.

Begin your credit story with Chase: No prior credit history is required to qualify. Chase does not require a prior credit history to qualify for a Freedom Rise card. Something else that may help is opening a Chase checking account and depositing at least $250 within three days of submitting the credit card application.

One of the easiest U.S. Bank credit cards you can get is the U.S. Bank Cash+® Visa® Secured Card. This card is available to applicants with bad credit, has a $0 annual fee and requires a minimum deposit of $300 to open the account. The deposit will serve as your credit limit.

Minimum CIBIL Score Required to Get a Credit Card

Banks usually accept a CIBIL score in the range of 700-750 and above to issue a credit card to an applicant. This is subject to the applicant meeting all other eligibility requirements. However, there are some credit cards offered to persons with low credit scores.

Yes, many cards are available to people with a 600 credit score. While you probably won't get approved for a top-tier card, you can almost certainly get a modest, unsecured credit card.

The minimum credit score needed to get most Discover credit cards is 700 or above. There are a few Discover cards for which there's no minimum credit score requirement, such as the Discover it® Secured Credit Card which you can get with a bad credit score (below 640).

One of the best credit cards for a 570 score is the Capital One Quicksilver Secured Cash Rewards Credit Card because it offers rewards and a $0 annual fee. This credit card requires a security deposit of at least $200 to open the account.